Does Target Take Apple Pay

Yes, Target stores nationwide now accept Apple Pay for in-store purchases.

Have you ever found yourself at Target, ready to check out, and suddenly realized you left your wallet home? Luckily for Apple users, I have some great news: Target now accepts Apple Pay! With this convenient and secure contactless payment method, shopping trips can be more streamlined. In this blog post, we’ll explore whether Target take Apple Pay, discuss other accepted payment options, and provide helpful tips on using these services in-store or online.

Quick Summary

  • Target now accepts Apple Pay as a contactless payment method in-store and online, making shopping more convenient for Apple users.
  • Other accepted payment options at Target include Google Pay, Samsung Pay, credit and debit cards, and the Target Wallet digital payment option.
  • Using mobile payments like Apple Pay or other contactless options minimizes physical contact during checkout and provides an extra layer of security to protect consumers’ personal information.
  • Adding your card to the Apple Wallet is easy, but it’s important to check if your bank or card issuer supports using it with this service.

Understanding Apple Pay

Apple Pay is a digital wallet service that allows users to store their payment information securely and make purchases using their iPhone, Apple Watch or iPad.


Apple Pay is a mobile payment and digital wallet service created by Apple Inc. This innovative payment method allows users to make purchases using their iPhone, iPad, or Apple Watch, providing them with a convenient and secure way to pay for goods and services without needing cash or physical cards. The beauty of Apple Pay lies in its simplicity. To use it, you just need to add your debit or credit card information to the Wallet app on your compatible iOS device. Once set up, all you have to do is hold your device near an NFC-equipped point-of-sale terminal while authenticating via Face ID or Touch ID – it’s that easy! In addition to brick-and-mortar stores like Target, many online retailers also accept this form of payment through apps or websites.

How It Works

The process is relatively simple when making a payment using Apple Pay at Target. First, add your debit or credit card to your iPhone’s digital wallet. Once you’ve added your card(s) to your digital wallet, hold the phone near the contactless reader at the checkout when prompted for a payment method. If using Face ID or Touch ID, place your finger/thumb on the home button while holding it close enough to read your face/fingerprint. Using Apple Pay eliminates touching cash and cards and adds an extra layer of security since actual card details are never shared with retailers during transactions.

Does Target take Apple Pay?

Find out if your favourite retail store accepts Apple Pay as a contactless payment method.

History Of Target’s Stance On Apple Pay

Target has had a rather tumultuous relationship with Apple Pay. When the payment method was first launched in 2014, Target was one of several retailers that opted to develop its mobile payment system instead of integrating with Apple Pay. However, this decision was unpopular among customers and resulted in lower adoption rates for Target’s payment app. In 2019, Target finally announced that it would begin accepting Apple Pay as an in-store and online payment option. This move was well-received by consumers and has since made shopping at Target more convenient.

Target’s Current Acceptance Of Apple Pay

As of 2021, Target accepts Apple Pay as a contactless payment method in all its stores. Customers can purchase using the Apple Wallet app or by adding their debit or credit card to their iPhone or other compatible devices. Customers can also use other mobile payment options like Google Pay and Samsung Pay at Target stores and online. At self-checkout counters, shoppers also have the option to pay via Apple Pay without needing to interact with a cashier. The ease of transaction and added security features make using digital wallets like Apple Pay attractive for those who prefer touchless transactions that minimize physical contact during checkout.

Contactless Payment Methods Accepted

As a modern retailer, Target accepts several contactless payment methods for convenience and speed of checkout. Contactless Payment Methods Accepted These methods include:
  • Apple Pay
  • Google Pay
  • Samsung Pay
  • Contactless credit and debit cards
  • Other mobile payment options
  • QR code payments
These payment options allow customers to make secure and easy transactions without needing physical cash or a card. Customers can use these payment methods in-store and online at Target and in the Target app. Self-checkout counters at Target also support contactless payments, making the checkout process even quicker. With these various options available, customers have a range of choices to suit their preferences and needs when shopping at Target.

How To Use Apple Pay At Target

To pay with Apple Pay at Target, add your card to your Apple Wallet and hold your phone or watch near the payment terminal; it’s that easy.

Adding Your Card To Apple Wallet

Adding your card to Apple Wallet is a simple process that takes only a few minutes. Adding Your Card To Apple Wallet Here are the steps:
  1. Open the Wallet app on your iPhone.
  2. Tap the “+” button in the top right corner of the screen.
  3. Follow the prompts to add your credit or debit card information.
  4. Once your card is added, you may be asked to complete additional verification steps, depending on your bank’s requirements.
  5. After verification, your card will be ready to use with Apple Pay at Target and other retailers.
Not all banks and cards are eligible for use with Apple Pay, so be sure to check with your financial institution if you have any questions or issues adding your card to Apple Wallet.

Making A Payment With Apple Pay

Making a payment with Apple Pay at Target is quick and easy. Here’s how to do it:
  1. Add your credit or debit card to Apple Wallet on your iPhone.
  2. When you’re ready to purchase, hold your iPhone near the contactless reader at the checkout.
  3. Use Face ID or Touch ID to confirm payment.
  4. Wait for the transaction to be approved, and you’re done!
Using Apple Pay is faster than traditional credit card payments since you don’t need to pull out your wallet or enter any PINs manually. It’s also more secure since Apple Pay uses NFC technology to protect your personal information during transactions. So the next time you shop at Target, try Apple Pay!

Using Face ID Or Touch ID To Confirm Payment

When paying with Apple Pay at Target, you can use Face ID or Touch ID to confirm your purchase securely. This feature lets you complete transactions quickly without any additional steps. To use this option, hold your iPhone close to the contactless reader and authenticate using Face ID or Touch ID. Target ensures that all payments made through electronic transactions are secure and reliable, providing customers with peace of mind while shopping in-store and online.

Other Payment Options At Target

In addition to Apple Pay, Target also offers a variety of other payment options, including its own Target Wallet, credit and debit cards, and other mobile payment apps like Google Pay and Samsung Pay.

Target Wallet

Target Wallet is a digital payment option available for Target shoppers. It allows customers to pay using a mobile device, such as their smartphone, while providing them with various features like saving and using coupons, browsing through weekly ads and viewing receipts in one place. To start using Target Wallet, customers need to create an account within the app by registering their debit or credit card information. Once set up, they can easily make payments by scanning a QR code or barcode at checkout without taking out their physical cards. Another benefit of Target Wallet is that it keeps track of past purchases and provides access to exclusive discounts and offers based on shopping history.

Credit And Debit Cards

I prefer using credit and debit cards when shopping at Target. They are widely accepted, fast, and convenient. With the RedCard from Target, users can also receive a 5% discount on every eligible purchase made with their card. On the other hand, debit cards allow you to make payments directly from your bank account without accruing any interest or fees. Some banks offer cashback rewards for using their debit cards when purchasing at certain retailers like Target. Overall, Credit and Debit Cards are both great payment options at Target that are widely accepted and easy to use whether shopping in-store or online.

Other Mobile Payment Options

I have discovered that other mobile payment options besides Apple Pay can be used at Target. Here is a list of the most popular ones:
  1. Google Pay: This mobile payment option works like Apple Pay, allowing you to store your credit or debit card information in a digital wallet and make contactless payments using NFC technology.
  2. Samsung Pay: Samsung’s version of mobile payment allows users to tap their phones on traditional credit card readers even if the reader does not support NFC, making it an ideal option for those with older phone models.
  3. As one of the oldest online payment processors, PayPal has diversified into point-of-sale payments, offering users a way to pay for goods and services at Target by linking their accounts to various payment methods.
  4. Venmo: A peer-to-peer (P2P) mobile payment app that can split bills with friends or pay for purchases at select retailers like Target.
  5. Afterpay: Although not technically a mobile payment option, Afterpay allows customers to buy now and pay later by splitting purchase amounts into four interest-free instalments paid over six weeks.
These additional payment options offer Target shoppers more flexibility when paying for in-store and online purchases.

Target’s RedCard

One of the payment options available at Target is the RedCard. This card can either be a debit or credit card and allows shoppers to save 5% on every purchase at Target, both in-store and online. Additionally, RedCard holders can enjoy extended returns of up to 120 days for most purchases made with their card. The card provides exclusive offers like early access to select products and deals throughout the year.

Tips For Using Payment Options At Target

When shopping at Target, it’s important to choose the payment option that is most convenient and secure for you. Here are some tips for using payment options at Target:
  1. Use Apple Pay or other contactless payments to save time and avoid touching shared surfaces. Simply hold your phone or watch near the card reader to pay.
  2. Consider signing up for a Target REDcard, which offers 5% off purchases and free shipping on eligible orders when paying with the card.
  3. When using credit or debit cards, keep an eye out for skimming devices and use chip-enabled cards whenever possible to reduce the risk of fraud.
  4. If using Target Wallet, add your coupons and discounts before checking out to maximize savings.
  5. Before purchasing online, check if the item is available for in-store pickup to save on shipping costs.
  6. If you’re making a large purchase, consider using Afterpay to split your payment into four instalments instead of paying upfront.
By following these tips, you can make the most of your payment options at Target while staying safe and saving money.

Conclusion: Is Apple Pay A Viable Option At Target?

After examining the history of Target’s stance on Apple Pay, their current acceptance of contactless payment methods, and how to use Apple Pay at Target, it is safe to say that Apple Pay is a great option for making payments at this retail store. However, other payment options are available too.

Pros And Cons Of Using Apple Pay At Target

As a frequent Target shopper, I’ve experienced the benefits and drawbacks of using Apple Pay at Target. Here’s a table showcasing the pros and cons to help you decide whether to use Apple Pay at Target.
Pros Cons
Apple Pay offers a contactless and quick payment method that minimises contact during the pandemic. Some users may hesitate to rely on technology, especially if they’re unfamiliar with Apple Pay or have concerns about data breaches.
Target accepts Apple Pay in-store and online, providing convenience and flexibility to shoppers. For those who don’t own an Apple device, Apple Pay is not an option, and they’ll need to rely on other payment methods.
There are no limits when using Apple Pay at Target, allowing for hassle-free, high-value transactions. Apple Pay can occasionally experience technical issues, potentially leading to delays or needing an alternative payment method.
Self-checkout counters at Target accept Apple Pay, resulting in a smoother and faster checkout experience. It may take some time for new users to become adept at using Apple Pay, possibly causing minor inconveniences during the initial transition.
Using Apple Pay at Target eliminates the need to carry a wallet or purse, reducing the risk of theft or lost belongings. Not all Target locations may have trained staff knowledgeable about Apple Pay, potentially leading to confusion or complications during checkout.

Recommendations For Payment Options At Target.

When shopping at Target, various payment options are available, from traditional credit and debit cards to newer digital wallet options. While Apple Pay is a viable option for contactless payments, it’s important to remember that not all merchants accept it. In addition to Apple Pay, Target also accepts Google Pay and Samsung Pay as mobile payment options. For those looking for other choices beyond mobile payments, Target offers its digital wallet called “Target Wallet,” which allows customers to store their RedCard within the app and use it directly at checkout. A RedCard can earn 5% cash back on every purchase and free shipping when shopping online.


1. Does Target accept Apple Pay as a payment method? Yes, Target stores nationwide now accept Apple Pay for in-store purchases. 2. How do I set up and use Apple Pay at Target? To use Apple Pay at Target, you must add your credit or debit card information to the Wallet app on your iPhone or other eligible device that supports the feature. Once this is done, hold your device near the contactless reader at checkout and authorize the transaction using Touch ID or Face ID. 3. Can I use my Apple Watch to make purchases at Target? Yes, if your watch has been paired with an eligible iPhone and has already been set up to support payments through Apple Pay, it can be used for transactions like any other supported device. 4. Are there any restrictions on using Apple Pay at Target? There are currently no restrictions on using Apple Pay as a payment method for most in-store transactions, including buying merchandise and gift cards; however, some corporate accounts may not allow mobile payments, so depending upon specific account details – individual customers may need to find alternative methods of payment instead of relying solely upon electronic wallet options like those offered through Apple devices such as iPhones & watches etc.